Website Disclaimer

Effective date: 23 September 2026.

1. A developing agricultural business

Tera Farms Investment is a developing agricultural estate business. Its results will depend on real agricultural activities: land, planting material, weather, soil, pests and disease, management, labour, logistics, input costs and the prices the market pays for produce. The business is at an early stage. As of the effective date of this disclaimer, our foundation land is under verification and no planting has taken place. Tree crops take years to reach commercial production.

2. How to read the figures on this website

Every figure we publish carries one of the following labels:

• Verified: supported by reliable records or approved evidence.
• Management reported: provided by company management but not independently verified.
• Estimated: a calculated or professional estimate.
• Assumption: a planning input used for modelling.
• Actual: a recorded operational or financial result.
• Pending verification: information awaiting confirmation.
• Not yet available: nothing has been recorded yet.

Figures labelled Estimated or Assumption are not predictions, forecasts or promises. Acreage figures described as a preliminary planning allocation are not surveyed boundaries, legally verified acreage or planted area. Timelines are planning targets that depend on conditions outside our control.

3. Illustrative imagery

Some images on this website are illustrative representations of tropical agriculture rather than photographs of Tera Farms land, crops or facilities. They are intended to convey the nature of the business, not to evidence existing development. The administration records of the website classify every image by its source. Where actual site photographs are published they will be identified as such.

4. No offer, advice or regulatory approval

This website does not constitute an offer to the public to invest, a prospectus, a solicitation or a recommendation, and it does not provide financial, legal, tax or agricultural advice. Tera Farms does not claim to be licensed, registered, approved or authorised by any financial regulator unless expressly stated with a verified reference. The investor information on this website describes a preliminary concept that is under legal review and may change. See the Risk Disclosure.

5. Forward-looking statements

Statements about plans, targets, timelines, expansion, processing or future revenue are forward-looking. They reflect management's current intentions and assumptions and involve risks and uncertainties, many of which are outside our control. Actual outcomes may differ materially. We undertake no obligation to update forward-looking statements except by updating this website as development progresses.

6. No guarantees

No statement on this website guarantees any yield, harvest, revenue, profit, distribution or return. Past performance of other agricultural businesses does not indicate what Tera Farms will achieve.

7. Accuracy and updates

We take care to keep this website accurate and update it as development progresses, but we cannot guarantee that every page is complete or current at the moment you read it. Items marked "To be completed by management" are awaiting confirmed information and should not be assumed.

8. Reliance and liability

You should not rely on this website as the basis for any financial or commercial decision. To the fullest extent permitted by Nigerian law, Tera Farms Investment and its directors, officers and staff accept no liability for loss arising from reliance on the website's content. The Terms of Use apply to your use of the website.